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公积金贷款是指缴存住房公积金的职工享受的贷款，国家规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请个人住房公积金贷款。
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购房规划的基本方法之一是根据收入和积蓄估算负担得起的房价,使用这种方法,首先计算可负担的购房首付款,可负担的购房首付款=可用于购房的资产额度×复利终值系数(n=离购房的年数,r=投资报酬率)+每年可供购房的储蓄×年金终值系数(n=离购房的年数,r=投资报酬率)。
Part 2 Vocabulary & Structure (30 points)Section A (10 points)Choose the correct option for each sentence.1. My friend was a victim ________ cybercrime last week.A. ofB. onC. byD. in2. It’s important to be aware ________ some basic online security measures.A. in B. byC. atD. of3. After writing that blog post, I received lots of ________ abuse.A. verbingB. verbed C. verbD. verbal4. I’m worried that someone has ________ into my bank account.A. sackedB. hacked C. cracked D. backed5. Just click ________ the camera icon at the bottom of the page—can you see it?A. in B. onC. overD. around6. That newspaper is often accused of invading the ________ of celebrities.A. priorityB. punishableC. piracy D. privacy7. Do you think that online harassment should be ________ by law?A. punishingB. punishC. punishmentD. punishable8. She got an email from her bank, and she’s not sure if it’s fake or ________.A. legitimately B. legitimateC. legalD. legally9. Marco had to phone the bank and change all his passwords. It was such a ________!A. fakeB. hassleC. harass D. spam10. I’m trying to help my grandmother recognize a ________ email when she sees one.A. harassB. hassle C. scamD. click
Section BFill in each blank to make comparative sentences.1. These jeans are nice, but they aren’t ________ fashionable ________ those ones.2. Sometimes it seems as if the internet is becoming more and ________ dangerous.3. The lighter the material is, ________ more difficult it is to clean.4. Francesca’s grades were ________ as good as yours.5. This laptop is not any more expensive ________ my own one.
Section CComplete the passage with the appropriate words given in the brackets.If you want to protect yourself from identity (1) ________ (theft/steal), the most important thing to do is to be careful about the passwords you choose. If your password is too simple, (2) ________ (cyberstalkers/hackers) will find it much easier to break into your computer. When a hacker has broken into your computer, he or she can easily access your (3) ________ (personal/personality) information. Not only is this an invasion of your (4) ________ (phishing/privacy), it also means that you are likely to have your money or data stolen. When it comes to choosing a password, make sure it has at least 12 characters and has a mixture of letters, numbers and symbols. And one final tip—the more passwords you have, the (5) ________ (safe/safer) you will be!
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