Vanquis is different from regular cards in that
A. it charges its users no fees at all.
B. it leads to a decrease in consumer debt.
C. it leads to an increase in consumer debt.
D. it charges its users higher interest rates.
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The word "stoned"(line 1, paragraph 3) most probably means
A. stiffened.
B. constructed.
C. criticized.
D. supported
Julien and Steve seem to suggest that
A. eBay should further cooperate with Google to survive.
B. eBay should form. an alliance with Yahoo! or Microsoft.
C. Google is making smaller revenues than eBay.
D. Google's core business has already shrank by 3%.
Credit cards, such as Vanquis, are issued because
A. credit industry has to look for further growth in a sub-market.
B. the politicians began to worry about soaring consumer debt.
C. there's plenty of room for growth in the basic market.
D. a big number of consumers have very poor credit records.
Which of the following is not mentioned as a way to reduce risks of credit card industry？
A. Charging their users a higher interest rate.
B. Using computer programs to track their users.
C. Imposing a higher application fee on their users.
D. Offering smaller amounts of loans to their users.
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