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What measures should be continued to restrain speculative house purchase?
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According to Robert Shiller’s index, the real housing price has undergone dramatic fluctuation ever since 1890.
Property loans have certain features which make them very attractive to banks.
Both the property valuers and the regulators in many countries have found their warnings of an overheating market were cautiously taken by banks.
Overall there are three levers that officials can pull to make property safer, and to use any one of the three can fulfill the task of regulating the market.
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