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It can be inferred from the text that the INS
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A．subscribedB．presentedC．deliveredD．manifested
A．She accepts the offer.B．She doesn't bother.C．She declines the offer.D．She gets somet
基金规模越大，基金管理费率越高，基金风险程度超高，基金管理费率越低。 ()
Section B
Directions: There are 2 passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C and D. You should decide on the best choice.
The term investment portfolio conjures up visions of the truly rich—the Rockefellers, the Wal-Mart Waltons, Bill Gates. But today, everyone—from the Philadelphia firefighter, his part time receptionist wife and their three children, to the single Los Angeles lawyer starting out on his own needs a portfolio.
A portfolio is simply a collection of financial assets. It may include real estate, rare stamps and coins, precious metals and even artworks. But those are for people with expertise. What most of us need to know about are stocks, bonds and cash(including such cash equivalents as money-market funds).
How do you decide what part of your portfolio should go to each of the big three？ Begin by understanding that stocks pay higher returns but are more risky; bonds and cash pay lower returns but are less risky.
Research by Ibbotson Associates, for example, shows that large-company stocks, on average, have returned 11.2 percent annually since 1926. Over the same period, by comparison, bonds have returned an annum average of 5.3 percent and cash, 3.8 percent.
But short-term risk is another matter. In I974, a one-year $1000 investment in the stock market would have declined to $735.
With bonds, there are two kinds of risk: that the borrower won't pay you back and that the money you'll get won't be worth very much. The U.S. government stands behind treasury bonds, so the credit risk is almost nil. But the inflation risk remains. Say you buy a $1000 bond maturing in ten years, ff inflation averages about seven percent over that timer then the $1000 you receive at maturity can only buy $500 worth of today's goods.
With cash, the inflation risk is lower, since over a bug period you can keep rellin6 over your CDs every year (or more often).If inflation rises, interest rates rise to compensate.
As a result, the single most important rule in building a portfolio is this: If you don't need the money for a long time, then put it into stocks. If you need it soon, put it into bonds and cash.
This passage is intended to give advice on ______.
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