根据下列材料，请回答 31～35 题：
第 31 题 The suffering of Haiti after the earthquake would be worse than that of rich countries because （）
[A] the insurance money covers only a small part of its reconstruction costs
[B] the insurance payout might be kept by individuals or companies
[C] foreign governments can't offer enough help because of financial burden
[D] its government might transfer the burden of recovery to multilateral agencies