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现年28岁的路先生在某进出口贸易公司担任高级职员，每月税前收入为9，000元。路先生的妻子黄女士今年27岁，在一家外资企业担任文员，每月税前收入为5，500元。他们有一个宝贝女儿，今年3岁，正在上幼儿园。路先生夫妇刚刚购买了一套价值60万的住房，贷款总额为40万元，贷款利率5.5%，20年还清，他们采取的是等额本息还款方式，刚刚还款一个月。路先生目前在银行的存款有10万元，其中包括银行利息约1，200元（税后）。由于路先生认为投资股票的风险比较高，所以路先生除银行存款外只有总值5万元的债券基金，包括全年取得的收益2，100元。路先生并无其他投资。 为应付日常开支需要，路先生家里常备有3，000元的现金。除了每月需要偿还的房贷以外，路先生一家每月的生活开支保持在3，500元左右。去年，陆先生一家除全家外出旅游一次花销6，000元外，并无其它额外支出。由于路先生夫妇所在单位为他们提供了必要的社会保障，因此他们尚未对购买商业保险形成足够的认识。考虑到以后子女教育是一项重要的支出，路先生决定从现在开始就采取定期定额的方式为孩子储备教育金。 路先生家庭的资产负债表中“净资产”一栏的数值大约为（）。
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In every cultivated language, there are two great classes of words which, taken together, comprise the whole vocabulary. First, there are those words（1）which we become acquainted in daily conversation, which we（2）,that is to say, from the（3） of our own family and from our familiar associates, and（4） we should know and use （5 ）we could not read or write. They （6） the common things of life, and are the stock in trade of all who （7） the language. Such words may be called“popular”, since they belong to the people （8） and are not the exclusive （9） of a limited class. On the other hand, our language （10） a multitude of words which are comparatively （11） used in ordinary conversation. Their meanings are known to every educated person, but there is little （12） to use them at home or in the market-place. Our （13） acquaintance with them comes not from our mother's （14） or from the talk of our school-mates, （15） from books that we read, lectures that we （16） ,or the more （17）conversation of highly educated speakers who are discussing some particular （18） n a style appropriately elevated above the habitual（19） f everyday life. Such words are called“learned”, and the （20） between them and the“popular”words is of great importance to a right understanding of linguistic process. 请在20处填上正确答案（）
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In every cultivated language, there are two great classes of words which, taken together, comprise the whole vocabulary. First, there are those words（1）which we become acquainted in daily conversation, which we（2）,that is to say, from the（3） of our own family and from our familiar associates, and（4） we should know and use （5 ）we could not read or write. They （6） the common things of life, and are the stock in trade of all who （7） the language. Such words may be called“popular”, since they belong to the people （8） and are not the exclusive （9） of a limited class. On the other hand, our language （10） a multitude of words which are comparatively （11） used in ordinary conversation. Their meanings are known to every educated person, but there is little （12） to use them at home or in the market-place. Our （13） acquaintance with them comes not from our mother's （14） or from the talk of our school-mates, （15） from books that we read, lectures that we （16） ,or the more （17）conversation of highly educated speakers who are discussing some particular （18） n a style appropriately elevated above the habitual（19） f everyday life. Such words are called“learned”, and the （20） between them and the“popular”words is of great importance to a right understanding of linguistic process. 请在13处填上正确答案（）
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